Living in 78737
Land, privacy, and what to know before you buy.
Acreage homes in 78737 and the surrounding Hill Country offer privacy, space, and views you can't get in master-planned communities. They also come with different considerations—wells, septic, propane, longer commutes, and different financing requirements. Acreage in this area can range from 1-acre subdivisions to true ranch properties.
True acreage (1+ acres) is more common just outside the master-planned communities, in unincorporated portions of Hays County, and in select sections of Highpointe and other developments.
Many acreage properties have private wells, septic systems, and propane (rather than natural gas). Always inspect well water quality, septic capacity, and propane tank ownership during the option period.
Lenders treat acreage differently than typical residential lots. Larger parcels may require ag loans, jumbo financing, or higher down payments. Talk to a lender experienced in Hill Country acreage early.
The most common questions Kathleen hears about this topic.
Yes—acreage homes exist within parts of Highpointe and in pockets of unincorporated Hays/Travis County around the master-planned communities. True ranch acreage is more common just outside the zip.
Per home, often yes—land adds significant value. But per square foot the math can be similar or even lower because you're paying primarily for land.
Some are; many are on private wells. Master-planned community lots are typically on city/MUD water. Always confirm the water source before making an offer.
Most acreage homes outside master-planned communities use septic. Inspections are essential—replacement systems can run $15K–$25K+.
Acreage with agricultural exemption can have meaningfully lower taxable value. Without ag exemption, rates are similar to other 78737 properties (1.8%–2.5%).
It depends on zoning, HOA rules (if any), and lot size. Some acreage subdivisions allow horses or chickens; others don't. Always verify.
Acreage properties tend to be slightly further out, adding 5–10 minutes to the typical 78737 commute. Most are still 30–45 minutes from downtown Austin.
Variable. Fiber may not be available—fixed wireless or Starlink are common alternatives. Always test connectivity before committing.
Land in this area has historically appreciated well. Acreage is also relatively scarce in 78737, which supports value over time.
Kathleen Magat is a REALTOR® with Douglas Elliman who specializes in the 78737 zip code, Dripping Springs, and the southwest Austin Hill Country corridor. She helps acreage buyers think through wells, septic, propane, financing, and zoning—and connects them with inspectors who specialize in Hill Country properties.
Tell Kathleen what you're looking for—she'll help you find the right neighborhood in 78737.